Virtual Urgent Care & Virtual Behavioral Health - Recuro Health
Disclaimer: These Services are for non-emergency conditions only. Telehealth does not replace the primary care doctor, services are not considered insurance or a Qualified Health Plan under the Patient Protection and Affordable Care Act. Telehealth doctors do not prescribe DEA controlled substances (schedule I-IV) and do not guarantee that a prescription will be written. Available nationwide where allowable by law. For updated full disclosures, please contact your Program Administrator.
Aetna Dental Access
Disclosures:*While our provider lists are continually updated, provider status can change. We recommend that you confirm the provider you selected participates in the program when scheduling your appointment.
Disclosure: This plan is NOT insurance. This is not a qualified health plan under the Affordable Care Act (ACA). Some services may be covered by a qualified health plan under the ACA. The plan provides discounts at certain health care providers of medical services. The plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount plan organization. The range of discounts for services will vary depending on the type of provider and services. The discount plan organization is Gallagher Affinity Insurance Services, Inc., at 2850 W. Golf Road, Rolling Meadows, IL 60008, 1-866-215-1376. To view a listing of participating providers visit www.findbestbenefits.com and enter promo code 725382. The discount health benefits have been provided at no cost to you and will remain active until you cancel.
The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of the discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.
This benefit is not available to residents of Vermont.
This is not Insurance.
Pharmacy Discount - WalkerRx
Disclosures: Prescription Discount Program: Discounts are available exclusively through participating pharmacies. The range of discounts will vary depending upon the type of prescription and the pharmacy you choose; the program cannot be used with any insurance plan or government funded program such as Medicare or Medicaid.
Roadside Protect - Roadside Protect Motor Club
Roadside Assistance Terms & Conditions Covered Expenses: All expenses covered under the Roadside Protect Program are limited to Fifty Dollars ($50.00) for any single claim and one claim per continuous 7 day period. Any additional expenses beyond this limit will be your responsibility to pay to the Roadside Contractor.
Services include the following:
Towing - When your vehicle is disabled due to mechanical breakdown, the Roadside Assistance Administrator will arrange for a Roadside Contractor to tow it to the nearest authorized repair facility.
Flat Tire Assistance - A flat tire will be changed with your spare tire. If, for any reason, the spare is not usable, the lug nuts cannot be removed or the vehicle has two flat tires with one usable spare, towing will be provided in accordance with the towing provisions.
Fuel Delivery Service - An emergency supply of fuel of up to three (3) gallons will be delivered if your covered vehicle runs out of fuel. You will be responsible for the cost of fuel.
Lock Out Service - If your keys are locked in the vehicle, assistance will be provided to gain entry into the vehicle. In the event the keys are lost and a replacement key is required, you will be responsible for the total cost of a new key.
Jump Start - Jump start service will be provided to start your vehicle.
Eligible vehicles must include all self-propelled vehicles with a gross vehicle weight up to 10,000 lbs. Vehicles must be designed, licensed and used for private, on-road transportation.
The policy of Roadside Assistance Administrator and the respective Roadside Contractors require that you or another authorized person be with the vehicle in order to receive the service.
Please cancel your request for service immediately if it is no longer needed by calling us back utilizing your toll-free number for dispatch service.
The Roadside Assistance Administrator will not accept responsibility for repairs or the availability, delivery or installation of parts. All parts used and services provided to you by the Roadside Contractor must be authorized by you.
Roadside Assistance Reimbursement: If for any reason the Roadside Assistance Administrator dispatch center cannot provide the benefits listed in this Program, you must obtain an authorization number from the Roadside Assistance Administrator dispatch center to use the service provider of your choice. The Roadside Assistance Administrator will reimburse you up to $50 or the specific amount listed above in the covered expenses (whichever is less) upon presentation of the original paid service provider receipt. The authorization number is required to be eligible for reimbursement.
Your reimbursement request must have the following:
a. Your authorization number, name and membership ID;
b. A bill from the service provider including:
i. The date the service occurred;
ii. Description of services provided, and
iii. The amount charged for the service; and
c. Evidence that member paid the service provider (i.e. copy of check or duplicate check, creditcard receipt, statement, etc.)
The products and services listed are a representation of the discounts and some of the providers available which may change from time to time.The completed form and documentation should be mailed to:
Roadside Protect, Inc.
Attn: ReimbursementP.O. Box 681459
Schaumburg, IL 60168
Important: Since all Authorized Roadside Contractors are independent contractors and not agents or employees of the Roadside Assistance Administrator, the Roadside Assistance Administrator can assume no liability for any damage to your vehicle resulting from the rendering of service or for personal items left in the vehicle. Any claims for personal injury or damage to the property of a member must be filed against the Roadside Contractor / servicing facility.
II. Roadside Assistance Service Limitations. The Program provides service for most emergency situations but does not include:
a. Service if the operator is not with the disabled vehicle (however if you cannot remain with the vehicle for safety reasons, we will attempt to provide service);
b. Transportation for the member to the vehicle for service or from the vehicle to another destination after service has been rendered
c. Towing of a vehicle off a boat dock or marina
d. Service of any kind of vehicle used for commercial purposes
e. Service for motorcycles, taxicabs, tractors, boats, trailers, dune buggies, or vehicles used for competition, or stolen vehicles
f. Service for vehicles illegally parked or impounded
g. Service when a vehicle is snowbound. We do not hoist, winch or shovel vehicles from unplowed roads, snow banks, snowbound driveways or curbside parking
h. Service for unlicensed vehicles
i. Towing or service on roads not regularly maintained including private property;Installation or removal of snow tires and chains nor dismounting, repairing, or rotating tires;
j. Vehicle storage charges, cost of parts and installation, products, fluids, keys, materials, impounding, and additional labor related to towing; or using dealer tags (Note: All trucks in New York have commercial license plates whether they are used for business or private use. If the truck is used for private use, we will dispatch)
k. Service to vehicles with expired safety inspection, license plate, and/or emission sticker where required by law;
l. Service to vehicles that are not in a safe condition to be towed;
m. Service in areas not regularly traveled, such as vacant lots, beaches, and open fields or other places that would be hazardous for service;
n. Towing vehicles to a junkyard for disposal. Accidents, vehicle transport
o. More than one tow or service call per disablement.; More than one service in a continuous 7 day period
p. Repeated service calls or tows for a covered vehicle in need of routine maintenance or repair.
III. Special Equipment. Roadside Coverage provides one normally equipped service vehicle, one driver and one service call per disablement. Any additional personnel or special equipment is at the vehicle operator’s expense and is not reimbursable.
Emergency Roadside services are provided by Roadside Protect Motor Club.
Personal Property Insurance - Worth Ave. Group
Disclosure: Worth Ave. Group is an industry-leading provider of insurance and extended service plans for electronic devices and personal property. With over 50 years of experience, you can expect the most comprehensive coverage options available on the market, paired with exceptional customer service. Worth Ave. Group is backed by an A-rated Fortune 1000 underwriter and is a fully licensed agency in the U.S.
For policy terms and conditions go to: www.worthavegroup.com/claims/ufa-ppi?terms
Mobile & Electronic Device Protection - Worth Ave. Group
Disclosure: Worth Ave. Group is an industry-leading provider of insurance and extended service plans for electronic devices and personal property. With over 50 years of experience, you can expect the most comprehensive coverage options available on the market, paired with exceptional customer service. Worth Ave. Group is backed by an A-rated Fortune 1000 underwriter and is a fully licensed agency in the U.S.For policy terms and conditions go to: www.worthavegroup.com/claims/ufa-ppi?terms
Group Term Life Insurance - Guarantee Trust Life Insurance Company (GTL)
Disclosures, Disclaimers, Terms and Exclusions: Group Term Life insurance is issued on Policy/Certificate Form Series GLMP-3002/GLC-3002 by Guarantee Trust Life Insurance Company (GTL), Glenview, IL. The policy is issued to United Family Association and has exclusions, limitations, reductions of benefits, and terms of renewal and termination. Subject to state availability, variability, and GTL's right to increase rates. For complete details of coverage, please contact us.
Group Term Life Insurance Benefits Structure:
Initial Waiting Period (6 months): $10,000 Accidental Death Benefit Only
After Waiting Period:
Ages 18-59: $10,000 Term Life Benefit
Ages 60-69: $5,000 Term Life + $5,000 Accidental Death
Ages 70 and older: $10,000 Accidental Death Benefit Only
Limitations and Exclusions: If a Covered Person dies as the result of suicide or any attempt at suicide, while sane or insane within two years of his Effective Date of coverage, We will be liable only for an amount equal to the Premium paid. With respect to an increase in the amount of insurance, We will consider the two-year period to begin as of the effective date of such increase. Our return of such Premium will be in lieu of all other benefits which may have been payable for that Covered Person.
No benefits are payable for any loss caused by:
Suicide or intentionally self-inflicted Injury while sane or insane.
War or any act of war, declared or undeclared.
Travel, or flight in or descent from any kind of aircraft unless as a fare paying passenger on a regularly scheduled flight.
As a passenger on an official flight of the Military Airlift Command of the United States or similar air transport services of other countries.
Infections, except infections which occur simultaneously with or through a cut or wound sustained as the direct result of an Injury, independent of any other cause; andThe non-accidental ingestion of a contaminated substance.
Intoxication as defined in the jurisdiction where the accident occurred.
Being under the influence of any drug unless administered and taken as prescribed by a Doctor.
Participation in an attempt to commit an assault or felony, or participation in a riot.
Voluntary gas inhalation or poison voluntarily taken, administered or inhaled.
Riding or driving as a professional in any kind of race for prize money or profit.
The following monthly rates apply for coverage underwritten by GTL as part of your membership: $2.00
AAD23.5-24
Global Disclosure (All Products)
The products and services listed are a representation of the discounts and some of the providers available which may change from time to time.
